Education Investing

Intro to the SEC

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A well-informed investor not only understands the economic, political, and cultural environment of business, but the law as well. Investing in United States-listed securities without an understanding of the US Securities and Exchange Commission (SEC) is like driving without a license. You might be able to get the hang of it by following what others […]

Education Investing Personal Finance

University Endowments Explained

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In a capitalist society, money is power to businesses. Institutions that generate revenue — for-profits and non-profits, corporations and single-employee businesses, farms and automobile factories alike — eventually need to achieve solvency to be sustainable long-term. The economy cycles between periodic highs and periodic lows, and as much as businesses may want to prolong periods […]

Economy Education

Intro to Deflation

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Inflation (the increase in prices and decrease in purchasing power; how much a dollar is worth) is widely known to be the scourge of savers, retirees, and workers, notorious for obliterating savings and piling up debt. But inflation’s lesser-known cousin poses an even greater risk to economies: deflation. Today, we’ll take a look at deflation […]

Education Investing Stocks

A Beginner’s Guide to Value Investing: EV/EBITDA Ratio

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One of the most famous ratios used by value investors is the EV/EBITDA ratio, or the Enterprise Value to Earnings Before Interest, Tax, Depreciation, and Amortization ratio. Value investors use it to evaluate a company. The EV/EBITDA ratio is used with or instead of the P/E ratio. Let’s break down this ratio into two parts: […]

Education Investing Personal Finance Tech

Intro to Automated Money Management

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Over the past decade, technology and automation have disrupted many industries, from automotives to manufacturing. Recently, it has made its presence known in the wealth management industry, with the rise of automated money management. Allow me to introduce automated money management (AMM), an industry on the cutting edge of financial planning and the future. AMM […]