Along with relationships, finance and money management is the one topic parents dread to talk to their kids about the most. While parents may be able to talk to their children about the basics of savings, discussions typically stop at that. Only about 30% of parents talk to their kids about investing money and saving […]
Investment banking is a sector within the financial services industry that is focused on the creation of capital. Investment banking clients are normally limited to businesses and governments. Investment banks offer a multitude of financial services to their clients, primarily limited to capital raising operations and mergers and acquisitions (M&A). Primary Services Capital raising services […]
As the economy was collapsing and capital markets froze, the U.S. government had to take action to revitalize the economy and reduce the panic sweeping across the nation. The Fed and U.S. government’s main priority was to prevent the economy from absorbing even more damage through the use of aggressive monetary policy. Troubled Asset Relief […]
Google, Apple, and PayPal all started with brilliant solutions to everyday problems. But solutions alone aren’t what pays employees, funds marketing, and boosts production. When a founder of an innovative startup needs money to grow, they go to a specific category of institutional investors known as venture capitalists (VC) who provide funding in exchange for […]
Life is full of danger. Natural disasters, accidents, injuries, and more are all morbid topics, but they are a part of life — or death, for that matter. If we have families and close friends, chances are that at least some of them are partially or fully financially dependent on you. If you died today, […]
Hedge funds are financial partnerships that use pooled funds and employ different strategies to earn the highest possible returns for their investors. They are run by a fund manager, also known as the general partner, whose job is to maximize returns and eliminate risk as much as possible. Hedge funds are considered to be more […]
One of the most famous ratios used by value investors is the EV/EBITDA ratio, or the Enterprise Value to Earnings Before Interest, Tax, Depreciation, and Amortization ratio. Value investors use it to evaluate a company. The EV/EBITDA ratio is used with or instead of the P/E ratio. Let’s break down this ratio into two parts: […]
The US dollar is one of the most stable and trusted global economy currencies. It has come a long way since its inception in 1775, with its fair share of ups and downs. Today, we’re going to take a look at the timeline of the US Dollar and its developments. 1690 The British-controlled Massachusetts Bay […]
The center of monetary policy in the U.S. is the Federal Reserve System. It’s composed of a board and twelve regional banks, which each have their own boards. It has a mix of public and private elements; it can increase the amount of money in the economy, but also attempts to turn a profit. Based […]
Accounting is like the language of business in that it can communicate how a business is doing financially. Accounting is a process that tells us how much money is involved in certain business and financial activities. In accounting, there are two types of users: external users and internal users. External users, such as banks and […]