Education Investing Personal Finance

University Endowments Explained

Share this:

In a capitalist society, money is power to businesses. Institutions that generate revenue — for-profits and non-profits, corporations and single-employee businesses, farms and automobile factories alike — eventually need to achieve solvency to be sustainable long-term. The economy cycles between periodic highs and periodic lows, and as much as businesses may want to prolong periods […]

Education Investing Personal Finance Tech

Intro to Automated Money Management

Share this:

Over the past decade, technology and automation have disrupted many industries, from automotives to manufacturing. Recently, it has made its presence known in the wealth management industry, with the rise of automated money management. Allow me to introduce automated money management (AMM), an industry on the cutting edge of financial planning and the future. AMM […]

Education Personal Finance

Marginal Tax Rates

Share this:

With tax season quickly approaching, many Americans are yet again faced with the daunting task of filing their returns. Taxes are nearly always given a bad reputation. This is due to their confusing nature and the incredibly mysterious tax laws that the United States currently has. However, understanding the tax system of one’s country is […]

Education Personal Finance

Managing Debt

Share this:

Unfortunately, the total amount of consumer debt in the United States is about 13.86 trillion. The average American has about $38,000 in personal debt. Debt not only ruins credit as it can also lead to negative emotional effects like low self-esteem and stress. Luckily, there are ways to take control of your debt. Debt Basics […]

Career Advice Education Personal Finance

8 Ways to Ensure Financial Security

Share this:

In 2018 alone, over 2.5 billion user accounts were hacked. Information including personal details, emails, and bank accounts was compromised. With more people using the Internet every day, hacking and identity theft are becoming a growing danger. As a result, people must learn good security habits in order to ensure the safety of their financial […]