One of the most important technical indicators to value investors is the P/B ratio, or the Price to Book ratio. This ratio effectively describes the fundamental value of a company relative to its balance sheet. This strategy has been largely pioneered by the most famous value investors of all, Benjamin Graham and Warren Buffet. The […]
With tax season quickly approaching, many Americans are yet again faced with the daunting task of filing their returns. Taxes are nearly always given a bad reputation. This is due to their confusing nature and the incredibly mysterious tax laws that the United States currently has. However, understanding the tax system of one’s country is […]
Most people at some point in their life will hear about stocks and the stock market. They can provide people with a chance to grow their money and reach their investment goals. But, what exactly are they though? They certainly are more than just flashing numbers on a screen. The Fundamentals At the most basic […]
With the stock market reaching record highs, many investors have good reason to be worried about a potential correction. With an unstable political climate and an unceasing US-China Trade War, the Dow’s continued ascent towards 30,000 appears to be part of a growing bubble. Yet, inflation numbers continue to hover around 1.8% annually. If investors […]
If you follow the financial news, you’re probably familiar with the recently called-off WeWork initial public offering, or IPO, for short. With a valuation that reached levels as high as $47 billion and balance sheets indicating a company hemorrhaging cash, WeWork’s plan had all the indications of the 1999-era excess and technology bubble. With a […]
Amidst ongoing trade tensions and a slowing global economy, the Federal Reserve has just lowered the federal funds rate by 25 basis points (0.25%). The last cut of the federal funds rate was in 2008, as the financial crisis was unwinding. However, the United States is in no financial crisis as there is solid job […]
Only 40% of Americans are able to cover an unexpected $1,000 expense. This means that most Americans are in fact living paycheck-to-paycheck. A small car accident or an unexpected health issue would render most helpless and in debt. However, in America, a land of excess and consumerism, many choose not to emphasize saving. It is […]
While looking at various stocks, you may have noticed something called a dividend. Perhaps you saw a percentage that denoted the “Dividend Yield,” or you saw the “Ex-Dividend Date” and the “Payment Date.” As an investor, these are important concepts to understand, especially when choosing to buy a stock. Does it offer a dividend? What […]
How does one make a budget? The short answer is that it depends. Not everyone is going to spend and save the same percentage of their income each month. However, deciding upon a feasible plan to allocate your monthly spending is important, and something that everyone should be doing once they receive an income. Currently, […]
In the past few years, the marijuana industry has expanded at an unprecedented pace and has not looked back. The recent legalization of recreational cannabis in Canada, as well as continual legalization in states, has paved the way for manufacturers, wholesale distributors, and shops to take advantage of the rapidly growing market. Marijuana-based IPOs have […]
