Personal Finance

Gamifying Savings: Prize-Linked Savings Accounts

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If you watch the YouTube videos by the popular real estate investor Graham Stephan, you’ve likely heard of a start-up called Yotta Savings. In this non-sponsored video, Stephan discusses an angel investment he made in Yotta, which is a start-up offering prize-linked savings accounts (PLSAs). PLSAs engage account holders in savings lotteries — by consigning […]

EducationInvestingPersonal Finance

University Endowments Explained

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In a capitalist society, money is power to businesses. Institutions that generate revenue — for-profits and non-profits, corporations and single-employee businesses, farms and automobile factories alike — eventually need to achieve solvency to be sustainable long-term. The economy cycles between periodic highs and periodic lows, and as much as businesses may want to prolong periods […]